When you purchase a home it is standard procedure, and in some cases required by lenders that you take out a homeowner’s insurance policy to protect your home, its contents, and your assets should you experience a loss in the event of a fire, flood, theft, accident or natural disaster. Standard policies will protect against…
Category Archives: News
Shields and Holvey Want Unlawful Trade Act to Cover Insurers
The powerful insurance industry is currently the only business in Oregon exempt from the act. Proposed legislation would remove that exemption and allow the Attorney General and injured parties to sue for fraud. By: Christopher David Gray March 18, 2013 — Sen. Chip Shields, D-Portland and Rep. Paul Holvey, D-Eugene, rolled out legislation last week…
Settling a Fire Damage and Property Loss Insurance Claim
Why You Need An Attorney to Help You Navigate There are many times in your life where you may think to yourself, Do I need an Attorney? The answer should always be, maybe. Going through the circumstances of the case, what it is you are trying to accomplish and what is at stake with an…
A Policyholder’s Obligations
A Policyholder’s Obligations What you need to know after suffering a loss Often times, we are asked what obligations an insurance company has to its policyholders. What people seldom ask and should know, is what obligations they have as policyholders, to insure their claim is not denied. When dealing with insurance claims, it is important…
Suffering a Loss – Are You Getting All the Claims Benefits You Paid For?
Suffering A Loss – Are You Getting All the Claims Benefits You Paid For? The biggest mistake most policyholders make after suffering a loss is relying on their insurance company to conduct a full, unbiased, and thorough investigation of their claim. Insurance companies have an advantage over their policyholders. Insurance companies handle every claim they…
Who Does Your Building Contractor Work For?
Who Does Your Contractor Work For? You or Your Insurance Company? Often times, your insurance company will invite a contractor to come visit the site of your loss. In doing so, the insurance company may rely on that contractor to prepare an estimate to repair the loss. It might even be suggested that you hire that…
Five Things You Should Do After a Fire
Five Things You Should Do After a Fire 1. Immediately Contact Your Insurance Company You should expect to be contacted by an Insurance Adjuster within 24 hours of your call. If not, follow up. The Adjuster will make an appointment to examine the loss. To determine the value of property damage or loss, the adjuster…
