In order to understand insurance law, first you have to understand insurance. Insurance is a fancy word for a contract. You have a contract with the insurance company. In exchange for your hard-earned premiums, the insurance company promises to pay you in certain circumstances. Important Terms to Know In any type of insurance claim or…
The Earth’s surface is not a continuous, solid piece. It is comprised of many pieces, called plates, that fit together almost like a puzzle. The area between two plates is called a fault, and these plates are constantly moving along their faults, albeit very slowly. The movement of the plates colliding or dragging along each…
Property coverage is an essential when it comes to wildfire season, as many homeowners and business owners in Oregon came to realize in the summer of 2020. When wildfires are raging out of control around you and your property, you will obviously want some compensation if your property succumbs to fire. One piece of coverage…
Everyone is at risk for Property Damage or Loss due to Fire, Wind and Water events. There are thousands of Fire, Wind and Water Claims filed in Oregon and Southwest Washington every year. When a home or structure is no longer safe to occupy, families and business owners need to seek shelter elsewhere. Not only…
The entire west coast was under a Tsunami warning on January 15th, 2022 due to an undersea volcano that erupted near the Pacific Nation of Tonga. According to this article in the Oregonian, even though Emergency Alert systems did warn people to stay away from the Ocean, many ignored them and still walked along the…
Earthquake Country Alliance is a great tool that provides guides to help prepare for an earthquake as well as recover afterward. The recovery from an earthquake can take weeks or months depending on how severe. Having emergency supply kits ready beforehand and knowing how to respond after is important in order to stay safe. Taking…
Rainy season in the Pacific Northwest can be very relieving when it comes after a big fire season. That being said, we shouldn’t let our guard down as soon as we see some rain. According to the Emergency Management Division of Washington State Military Department, wildland fires have occurred in every month of the year.…
Whether we like it or not, Wildfire season is upon us. There are a ton of resources throughout the Pacific Northwest that track active fires and keep people ready, safe and prepared. We’ve compiled a short list below of helpful resources for different needs when it comes to wildfires. As always, if you have been…
Are you celebrating July 4th this year? Whether it is a picnic, parade or just relaxing at a cookout with friends and family- we hope everyone has a great holiday! With the heat, we also wanted to provide some information for you to celebrate safely. If you are planning to be outside, make sure you…
Often times when it gets dry, windy and warm outside, a “Red Flag Warning” is issued. Red Flag Warnings mean that the weather conditions happening now or soon are optimal for a fire to get out of control. It’s important to listen to the warnings and directions given by your local fire department in these…
